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Buying and selling several stocks every day is like gambling, so it could lose you a lot of money. Instead, only buy stocks with solid fundamentals in industries that are growing.

Then let your stocks sit and develop over time. A Roth IRA is a retirement account. The money you put into the account every year is invested and gathers compound interest.

If you wait until you are retirement age to take the money out of the IRA, the money will not be taxed. Read on for another quiz question.

It is best to avoid purchasing products that depreciate rapidly, like cars. Try buying a used car, and putting more of your money into purchases that gain value over time.

You should apply to many places and go to many job interviews. This way, you will have a greater chance of being hired. When you do get hired, stick with that job for a while to get the experience you need to move up.

If you are new to your field, you should apply for entry-level jobs. Once you have secured an entry-level position, you can work your way up.

Once you are experienced in your current job, apply for a different job so that you can increase your pay and experience a new corporate culture.

You can do this several times to gain even more experience. However, the audit will tell you how much money you are losing from inefficient energy and how you can fix that.

You should buy food in bulk when you can. It is usually cheaper than buying things in small amounts. Stores like Costco specialize in selling bulk food, so see if you can get a membership.

However, if you learn how to preserve and can fruit, you could store it for consumption later. You should always pay yourself first, which means that you should always put money into a savings account before you use your paycheck to buy things you want.

If you do this, your savings account will grow steadily. Click on another answer to find the right one You should look at how you spend your money and eliminate frivolous things like expensive coffee or desserts.

If you use cash, you will probably spend it more sparingly. There are many things you can do to save money. However, not all of the above answers are correct.

To save money, you should refinance a year mortgage loan to a year mortgage loan. To save money, you should refinance your mortgage to a lower rate.

This way, you will have to pay more money per month, but you will save a lot more money in total interest. In fact, it's the other way around: This way, you will pay a few hundred dollars more per month, but you will save more money in interest.

Talk to a loan officer about your options if you want to refinance your mortgage. If you want to get rich fast, try investing your money in stocks, bonds, or real estate.

To increase your wealth over time, get a degree and pursue a high salary career as a doctor, surgeon, attorney, IT manager, or software engineer.

You might also want to relocate to a bigger city if you want to make the most money at these professions.

No matter what your profession or living situation, you can get rich by saving money -- try creating a budget and cutting costs where you can, like buying food in bulk!

Put money in the stock market. Invest money in stocks, bonds, or other vehicles of investment that will give you an annual return on investment ROI great enough to sustain you in your retirement.

Don't get enticed by day traders who tell you it's easy to make a quick buck. Buying and selling dozens of stocks every day is essentially gambling.

If you make some bad trades — which is unbelievably easy to do — you can lose a lot of money. It's not a good way to get rich.

Instead, learn to invest for the long run. Choose good stocks with solid fundamentals and excellent leadership in industries that are primed for future growth.

Then let your stock sit. Don't do anything with it. Let it weather the ups and downs. If you invest wisely, you should do very well over time.

Save money for retirement. It seems that fewer people are saving adequately for retirement. Some feel they may never be able to retire. Take advantage of tax-deferred retirement plans such as IRAs and Ks.

The tax treatment they embody will help you save faster for retirement. Don't put all your trust in Social Security. While it's a good bet that Social Security will continue to work for the next 20 or so years, some data suggest that if Congress doesn't radically alter the system — either by raising taxes or reducing benefits — Social Security won't be available in its current form.

It is probable, however, that Congress will act to "fix" Social Security. In any event, Social Security was never designed to be the only resource for retirees in their later years.

That makes it all the more important that you save and invest for the future. That money is then invested and gathers compound interest.

If you wait until retirement age to take money out of your Roth IRA, the money that you withdraw isn't taxed, because it was taxed at the time you first earned it.

Contribute to a k account. This is an account set up by your employer where pre-taxed contributions can be invested.

Your employer may choose to match all or part of your contributions. This is probably the closest thing you'll get to "free money" in your life!

Contribute at least enough to take full advantage of the match. Invest in real estate. Relatively stable assets like rental properties , or potential development land in a steadily growing area is a good way to build wealth.

As with any investment, there are no guarantees. Many people, however, have done quite well with real estate. Such investments are likely to appreciate in value over time.

For example, some people think that an apartment in Manhattan is almost guaranteed to increase in value over any five-year period. For example, you might like having free time, so you give yourself a few hours a day to do nothing.

But if you were to invest those few hours into getting rich, you could work towards having 20 years of free time 24 hours a day!

What can you give up now in exchange for being rich later? Investment advisor Dave Ramsey likes to tell his radio audience, "Live like no one else today so that you can live like no one else tomorrow.

Avoid purchases that are likely to depreciate rapidly. Don't spend money on stupid stuff. It's hard enough making a living. But it's hard and painful when the things you spend your hard-earned cash on are financial black holes.

Reevaluate the things you spend money on. Try to figure out whether they are truly "worth it. Casinos and lottery tickets.

The lucky few make money. The rest of us lose it. Vices such as cigarettes. Heavy smokers can only watch their money go up in smoke.

Huge markups like candy at the movie theatre or drinks at a club. Tanning booths and plastic surgery. You can get skin cancer for free outside if you'd like.

And do nose jobs and botox injections ever look as good as promised? Learn how to age gracefully! You're not the only one getting older.

A hot towel and another 4 inches Invest that money instead of throwing it away. It's hard to get rich, but it's even harder to stay rich. Your wealth is always going to be affected by the market, and the market has its ups and downs.

If you get too comfortable when times are good, you'll quickly drop back to square one when the market hits a slump. If you get a promotion or a raise, or if your ROI goes up a percentage point, don't spend the extra.

Save it for when business is slow and your ROI goes down two percentage points. Method 1 Quiz What is the best way to gain money through investing?

Buy and sell several stocks every day. Invest in and contribute to a Roth IRA. Invest in a new car. Whether it's a four-year college or vocational training, some successful people pursue further education beyond high school.

In the early stages of a career, your employers have little by which to judge you besides your educational background.

Higher grades usually lead to higher salaries. Choose the right profession. Look at salary surveys which indicate average annual incomes for specific professions.

Your odds of getting rich are diminished if you pursue a career in teaching as opposed to a career in finance. Here are some of the highest paying jobs in America: Engineers who work with gas and oil companies can make a very good living.

IT managers and software engineers. If you're good at programming and a whiz at computers, consider this very well-compensated field.

Choose the right location. Go where the good jobs are. If you want to pursue finance, for example, there are far greater opportunities in big cities than in rural, low-populated areas.

If you want to build a startup, you'll probably want to consider going to Silicon Valley. Get an entry-level job and work your way up.

Play the numbers game. Apply to many places and subject yourself to lots of interviews. When you get your job, stick with it and get the experience you need to advance.

Change jobs and employer. Once you've gotten some experience under your belt, consider finding a new job. By changing your environment, you can increase your pay and experience different corporate cultures.

Don't be afraid to do this several times. If you're a valued employee, it's also likely your current company may offer you a raise or other benefits if they know you're looking at leaving.

Method 2 Quiz If you want to get rich through your career, you should: Focus on applying to only a few places that match your interests.

Only apply to management-level jobs if you are new to your field. Change jobs several times once you are experienced.

It's one of the best feelings in the world when you can get paid to take home stuff you regularly use. If you do this right, you can actually get paid to coupon.

At worst, you'll save a few extra bucks that you can tuck away for a rainy day. At best, you'll get tons of free stuff and will be richer in the process.

It's not the easiest way to shop, but it's usually the most efficient. If you can borrow or buy into a membership to a bulk retailer like Costco, it can make real financial sense.

In some cases, you can find brand-name products for sale at serious discounts. If you're hungry and you like chicken, buy four pre-cooked Chickens at Costco at the end of the day, when they go on sale.

Freeze any chickens that you don't eat immediately. Learn to can foods. Succulent peaches , blueberries , and even meats can be canned and stored for consumption later.

Be smart about the food that you buy. Food wasted is money wasted. Reduce your utility bills. Electricity, gas, and other utilities can deeply impact your monthly budget if you let them.

Card counting itself is pretty simple. The difficulty in card counting is actually getting away with it. Casinos also keep track of the current count and if you frequently place bigger bets at the right moments, the casino will know.

It is not illegal to count cards, but casinos do have the right to kick you out in some states. So, you have to find ways to cover your play, such as playing with a team.

Video poker is another casino game in which you can gain an advantage if you play correctly. There are numerous resources on the internet that explain exactly how to play every single hand for every single video poker variant.

Video poker does require some serious volume as well, because the advantage is found over the long term.

Royal Flush jackpots account for the player advantage, and that means you have to play a lot before you reach the full potential of player advantage.

Further adding to the complication is the fact that not every video poker machine can be beaten. Only certain video poker variants with the right pay tables can be beaten by the player.

In some cases, the advantage comes from clearing bonuses or taking advantage of player comps. A great resource for getting started is the Wizard of Odds video poker page.

The best way to make money gambling is to make money off other people gambling. Casinos reap in heaps of cash via gamblers, food, drinks, entertainment and hotel rooms.

They say that gambling and entertainment are the only recession-proof industries. Obviously, there are a few challenges with starting your own casino.

The casino industry is regulated and protected to death. You will face a long, uphill battle in the beginning. If you can maintain the fight, the rewards will be great.

Casino mogul Sheldon Adelson is a great example of getting rich via gambling. This is actually a pretty bad idea though because it is highly illegal to run an underground casino in most countries.

Having said that, I do know of a few people who have made a lot of money with underground casinos. If you live outside the US, an online casino may be a better option than running a brick-and-mortar operation.

Online casinos are cheaper to start than traditional casinos and they generate cash quickly. You can build your own gambling site from scratch or use a white-label solution for the software and payment processing.

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Huge markups like candy at the movie theatre or drinks at a club. Tanning booths and plastic surgery. You can get skin cancer for free outside if you'd like.

And do nose jobs and botox injections ever look as good as promised? Learn how to age gracefully! You're not the only one getting older.

A hot towel and another 4 inches Invest that money instead of throwing it away. It's hard to get rich, but it's even harder to stay rich.

Your wealth is always going to be affected by the market, and the market has its ups and downs. If you get too comfortable when times are good, you'll quickly drop back to square one when the market hits a slump.

If you get a promotion or a raise, or if your ROI goes up a percentage point, don't spend the extra. Save it for when business is slow and your ROI goes down two percentage points.

Method 1 Quiz What is the best way to gain money through investing? Buy and sell several stocks every day. Invest in and contribute to a Roth IRA.

Invest in a new car. Whether it's a four-year college or vocational training, some successful people pursue further education beyond high school.

In the early stages of a career, your employers have little by which to judge you besides your educational background.

Higher grades usually lead to higher salaries. Choose the right profession. Look at salary surveys which indicate average annual incomes for specific professions.

Your odds of getting rich are diminished if you pursue a career in teaching as opposed to a career in finance. Here are some of the highest paying jobs in America: Engineers who work with gas and oil companies can make a very good living.

IT managers and software engineers. If you're good at programming and a whiz at computers, consider this very well-compensated field.

Choose the right location. Go where the good jobs are. If you want to pursue finance, for example, there are far greater opportunities in big cities than in rural, low-populated areas.

If you want to build a startup, you'll probably want to consider going to Silicon Valley. Get an entry-level job and work your way up.

Play the numbers game. Apply to many places and subject yourself to lots of interviews. When you get your job, stick with it and get the experience you need to advance.

Change jobs and employer. Once you've gotten some experience under your belt, consider finding a new job.

By changing your environment, you can increase your pay and experience different corporate cultures.

Don't be afraid to do this several times. If you're a valued employee, it's also likely your current company may offer you a raise or other benefits if they know you're looking at leaving.

Method 2 Quiz If you want to get rich through your career, you should: Focus on applying to only a few places that match your interests.

Only apply to management-level jobs if you are new to your field. Change jobs several times once you are experienced.

It's one of the best feelings in the world when you can get paid to take home stuff you regularly use.

If you do this right, you can actually get paid to coupon. At worst, you'll save a few extra bucks that you can tuck away for a rainy day.

At best, you'll get tons of free stuff and will be richer in the process. It's not the easiest way to shop, but it's usually the most efficient.

If you can borrow or buy into a membership to a bulk retailer like Costco, it can make real financial sense. In some cases, you can find brand-name products for sale at serious discounts.

If you're hungry and you like chicken, buy four pre-cooked Chickens at Costco at the end of the day, when they go on sale. Freeze any chickens that you don't eat immediately.

Learn to can foods. Succulent peaches , blueberries , and even meats can be canned and stored for consumption later. Be smart about the food that you buy.

Food wasted is money wasted. Reduce your utility bills. Electricity, gas, and other utilities can deeply impact your monthly budget if you let them.

Be smart about ways to keep your home cool during the summer and warm during winter. You may even consider investing in or building solar panels to channel the sun's natural energy into electricity.

Keep your utilities low, and watch the money you save start to mount. Get a home energy audit. This will allow you to find out how many dollars are seeping out of your home in the form of lost energy.

You can perform your own energy audit if you're the industrious type, but don't hesitate to hire a professional to complete the audit for you. Go hunting or foraging for food.

You may need to invest in gear and permits, but if you already have these, this is an inexpensive way to get your own food.

If you're ethically against the killing of animals, it's pretty easy to forage for food, depending on where you live. Just make sure to forage only for food whose origin and properties you are sure of.

Getting sick or poisoned is never any fun. Go deer hunting , duck hunting , or turkey hunting Go fishing or fly fishing Choose edible flowers , pick wild mushrooms , or forage for food in the Fall Start guerrilla gardening or build your own greenhouse.

Method 3 Quiz How can you reduce your living expenses? Buy small amounts of food at a time. Eat fruits soon after you buy them.

This means before you go and blow your paycheck on a new pair of shoes or a golf club you don't need, put money aside in an account that you don't touch.

Do this every time you get paid and watch your account grow. Make a budget and stick to it. Create a monthly budget that covers all of your basic expenses and leaves a little bit of "fun" money aside.

Sticking by your budget and saving at least some money each month is a good way to lay the groundwork for your efforts to get rich.

Downgrade your car and house. Could you make do with an apartment instead of a house, or have roommates instead of your own place?

Could you buy a used car instead of a new one and use it more sparingly? These are all ways to save a ton of money every month.

Look at the ways you frivolously spend money and rethink everything. For example, avoid going to Starbucks every morning. Track down your expenses.

To soar your efficiency on cutting your expenses, it is vital to keep track of them. Pick one of the numerous expense tracking applications there are around, like Money Lover or Mint, and record every single penny that goes in and out of your wallet.

After 3 months or so, you should be able to know where most of your money go and what can you do for that. Spend your tax refund wisely.

That's a lot of money! Can you use that money to pay off debts or create an emergency fund instead of blowing it on something that will lose half its value the second you buy it?

Break up with your credit card. Did you know that people who use credit cards for purchases end up spending more money than people who use cash?

Using a credit card doesn't carry that much of a sting. If you can, divorce your credit card and see how it feels to pay with cash.

You'll probably end up saving a boatload of money. If you do maintain a credit card, do things to reduce expenses. Try to pay off the full balance each month and on time.

That results in interest-free credit. At the very least, make the monthly minimum payment before the due date to avoid a late fee.

Method 4 Quiz Which of the following should you do to save money? When you get paid, buy what you want first and then put money into your savings account.

Use cash to buy things. All of the above. Refinance your home mortgage. Refinance to a lower rate or to a year loan instead of a year loan.

This way you only pay a few extra hundred dollars per month but you will save yourself much more than that in total interest.

That's money in your pocket. Talk to a loan officer about your options. Method 5 Quiz True or False: Create a budget and stick to it religiously.

Before you go out shopping, calculate exactly how much cash you need and leave the rest behind. Leave the plastic behind too — studies show that people spend significantly more when they are carrying a credit card.

Not Helpful 69 Helpful It's not likely, but saving is a good start. You need to figure out a way to make a LOT of money.

Then, in addition to saving, you'll likely need to invest. Not Helpful 32 Helpful I'm a teenager working part-time at a grocery store.

Should I have no other prior commitments, is going full-time is a good idea? If you're a good worker, full-time employment is an excellent first step in accumulating money.

Getting a good education is also very important, and you may have to work part-time in the early years. Some entrepreneurs, however, have done well without much formal education.

Not Helpful 23 Helpful Remind yourself that there have been some very successful people who lost a job at some point in their lives. What matters is not how many times you've fallen or been knocked down, but whether or not you get back up again and learn from those experiences.

Not Helpful 10 Helpful Most colleges and universities offer work-study programs for students with financial need. You can also get paid to take notes in classes you're already taking, join research trials, or assist professors with research.

Not Helpful 71 Helpful If I want to earn and enjoy life at the same time, how do I manage money? For some other tips, check out this article: Not Helpful 31 Helpful If you have the necessary skills, there are websites on the internet where you can find freelance work that you can do from home.

This work usually requires a skill set like writing, editing, computer programming, data entry, etc.

There are also surveys you can do for money, but tread with caution. Some surveys are scams and you can end up losing money if they gain access to your bank account.

Check for trustworthy surveys. Not Helpful 86 Helpful Credit cards are not bad in and of themselves. It is usually the irresponsible overuse of them that causes financial havoc.

Having a credit card around for the times that they are absolutely needed can be a good idea, but using it too often can put you in heavy debt.

Be careful with credit cards, but don't be afraid of them. Not Helpful 60 Helpful You may be dumb in one field but you can be great in another.

A fish always feels dumber watching a monkey climb a tree so easily and knowing that it could not climb. It is not illegal to count cards, but casinos do have the right to kick you out in some states.

So, you have to find ways to cover your play, such as playing with a team. Video poker is another casino game in which you can gain an advantage if you play correctly.

There are numerous resources on the internet that explain exactly how to play every single hand for every single video poker variant. Video poker does require some serious volume as well, because the advantage is found over the long term.

Royal Flush jackpots account for the player advantage, and that means you have to play a lot before you reach the full potential of player advantage.

Further adding to the complication is the fact that not every video poker machine can be beaten. Only certain video poker variants with the right pay tables can be beaten by the player.

In some cases, the advantage comes from clearing bonuses or taking advantage of player comps. A great resource for getting started is the Wizard of Odds video poker page.

The best way to make money gambling is to make money off other people gambling. Casinos reap in heaps of cash via gamblers, food, drinks, entertainment and hotel rooms.

They say that gambling and entertainment are the only recession-proof industries. Obviously, there are a few challenges with starting your own casino.

The casino industry is regulated and protected to death. You will face a long, uphill battle in the beginning. If you can maintain the fight, the rewards will be great.

Casino mogul Sheldon Adelson is a great example of getting rich via gambling. This is actually a pretty bad idea though because it is highly illegal to run an underground casino in most countries.

Having said that, I do know of a few people who have made a lot of money with underground casinos. If you live outside the US, an online casino may be a better option than running a brick-and-mortar operation.

Online casinos are cheaper to start than traditional casinos and they generate cash quickly. You can build your own gambling site from scratch or use a white-label solution for the software and payment processing.

There are two obstacles to overcome with an online casino. First, you must figure out the legality of running an online casino in your country.

In the United States, it is illegal to run an online casino at all.

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